About the Firm

The Horwitz Law Firm PLLC provides litigation and compliance services, with an emphasis in representing financial services and ARM companies. The Firm is the next logical step in Robert Horwitz’s more than 25 years of experience in business and law, having been both outside counsel and a “client”.  Mr. Horwitz spent 19 years at an AM Law 200 firm, having made partner/member in only 7 years, and spent close to 7 years in in-house executive/leadership positions at a publicly traded debt buyer and a technology vendor to the ARM Industry. Before starting his own firm, Mr. Horwitz gained significant and vast first chair litigation (class action as well as individual cases), compliance and regulatory experience in addressing issues under the FDCPA, FCRA and the TCPA.

Having been outside counsel, in-house counsel and a “client", Mr. Horwitz knows first-hand: (i) that clients hire lawyers, not law firms, (ii) how much is on in-house counsel’s “plate”; and (iii) what clients want and expect from their lawyers. With that in mind, Mr. Horwitz has developed his law firm to cater to the “client” by providing a sophisticated practice offering outstanding client service with no “surprises”, low overhead, and billable rates that reflect that low overhead. We trust you will see these principles in how the Firm handles each assignment.

About Rob

Rob is a litigation and compliance lawyer. He spent 19 years with Dykema in its Detroit office working in the Litigation and Financial Institutions Groups. Rob’s litigation experience includes trying cases, handling arbitrations, and defending against class actions. He has handled cases across various industries, including ARM, banking, insurance, and real estate. Since 2007, Rob has specialized in defending companies against class actions and individual cases filed under the FDCPA, FCRA and TCPA, in addition to providing compliance advice on all aspects of those federal statutes.  He is a recognized “thought leader” in those areas, having been asked to speak at numerous trade associate conferences, seminars and webinars, and having addressed numerous cutting-edge TCPA issues since 2007.


Rob holds a B.A., with distinction, in political science and history from the University of Michigan, and a J.D. from Wayne State University Law School. Besides his law firm experience, Rob worked at Asset Acceptance, LLC, a publicly traded debt buyer, where he handled and managed FDCPA, FCRA and TCPA litigation and a FTC Investigation and Consent Decree regarding FDCPA and FCRA issues, and was General Counsel and Chief Compliance Officer of RevSpring, Inc, a leading print and technology vendor to the healthcare and financial services sectors.


After his family and the law, his passions are Michigan football, tennis (which he still plays) and baseball (which he no longer plays).

Licenses and Court Admissions

Licensed in Michigan.

Rob is admitted to practice in the federal district courts in Michigan, the District of Colorado, the Northern District of Illinois and the Eastern District of Wisconsin. He is also admitted in the United States Courts of Appeal for the Sixth, Seventh and Tenth Circuits.

Seminars, Presentations, Articles

Navigating Litigation & Compliance Issues Associated with the Telephone Consumer Protection Act, Dykema PLI, June 2017


Effective Techniques to Combat Call-Baiting Techniques, Lorman Webinar, June 14, 2017


Basic Principles of Discovery, Annual Presentation to Dykema’s Michigan Litigation Associates


Current Credit Reporting Issues for Debt Buyers, 18th Annual Debt Buyer’s Association (DBA) International Annual Conference, Las Vegas, Nevada February 3-5, 2015


“Sixth Circuit Broadens FDCPA Verification Requirements for Debt Collectors”, Co-authored article for Inside Arm, July 24, 2014, Inside Arm


Understanding How The Telephone Consumer Protection Act Affects Your Debt Collection Efforts, Healthcare Financial Management Association Webinar 2014

Emerging and Existing Credit Reporting Issues for Collection Attorneys, National Association of Retail Collection Attorneys Spring Conference 2013

Spotlight on CFPB: Your Compliance Management System and Response to Investigation and Enforcement, ACA International's 74th Annual Conference 2013

Emerging and Existing Credit Reporting Compliance, Regulatory and Litigation Issues and Strategies to Address Them, ACA International's Annual Fall Forum & Expo 2012

Recent Trends & Class Actions, DBA International 15th Annual Conference 2012

Rob's Experience
  • Obtained summary judgment in an auto-dialer TCPA case in which the Court held that the client’s calling method was not an automatic telephone dialing system. Glassbrook v. Rose Acceptance, Inc., No. 13-10152, 2015 U.S. Dist. LEXIS 133949 (E.D. Mich. 2015).


  • Obtained a reversal of an insurance carrier’s decision to deny coverage in a TCPA class action. 


  • Obtained dismissal of a FDCPA case challenging credit reporting disclosures. Corcia v. Asset Acceptance, LLC, No.13-CV-6404, 2014 U.S. Dist. LEXIS 99862 (E.D.N.Y. 2014).


  • Defeated motion for class certification in a FDCPA case concerning misleading caller identification. Bright v. Asset Acceptance, LLC, 292 F.R.D. 190 (D. N.J. 2013).


  • Obtained summary judgment in a FDCPA case involving call harassment. Miller v. Asset Acceptance, LLC, 2013 WL 2295437 (E.D. Mich. 2013).


  • Defended mortgage company in case involving claims under the Truth in Lending Act and the Bankruptcy Code.  Obtained dismissal of case in Federal District Court, which was affirmed by the Sixth Circuit. Worthy v. World Wide Financial Services, Inc. et al., 347 F.Supp2d. 502 (E.D. Mich. 2004); affirmed, 2006 WL 2188931.


  • Acted as national counsel for insurance company on accidental death benefit and disability claims. Obtained summary judgment on numerous claims that were affirmed on appeal, including accidental death claims arising out of incidents on airplanes. Gerhardstein v. AMEX Assurance Company, 198 F.3d 257, 199 WL 983092 (10th Cir. 1999).


  • Obtained judgment in excess of $7 million (and collected in excess if $5 million) on behalf of a bank in a breach of contract action against a well-known and successful fast food franchisee.


  • Assisted in obtaining defense judgment for major motion picture studio in contract dispute arising out of the production of the movie “8 Mile” that was filmed in Detroit.


  • Defended companies in discovery fraud lawsuits seeking to vacate or increase judgments.


  • Extensive experience handling attorney-client and work-product privilege issues associated with the crime-fraud exception to the attorney-client privilege.


  • Extensive experience representing landlords and tenants in commercial lease disputes, including obtaining a defense verdict for a restaurant.

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